E-banking: Commerce and Legal Aspects

Variable definitions: W_MARGIN = net interest income/total earning assets; N_MARGIN = (interest from loans/net loans) – interest expenses/total liabiities; LIQUIDITY it =

Variable definitions: W_SPREAD = the ratio of net interest income to total earning assets - the ten-year government bond rate; N_SPREAD = lending rate determined as the ratio

We further find a non-linear effect of intrastate expansion on default risk.A one standard increase in intrastate diversification (0.215) leads to an increase in

the FingerCode on the capture biometric data, the password and the OffPAD serial number. The Challenge Capture Biocode is computed by applying the BioHashing algorithm on the

In a similar vein, the International Monetary Fund (IMF) defines shadow banking as “non-traditional financial intermediation, which is determined by the funding source used

Pakistani banking is more open as compared to the Chinese banking as there are many foreign banks operating in the Pakistan and the ratio of the state owned banks

Al-Htaybat, K., (2011), Users’ Perceptions on Internet Financial Disclosure Practices in Emerging Markets: Evidence from Jordan, International Journal of Business and

Through case studies at international level and in different countries (Costa Rica and Madagascar), we argue that policy transfer studies (PTS), Advocacy