1.5 Number ofworkers in the enterprise (including apprentices) 1. None other than the entrepreneur ·
2. Five or less workers
3. More than 5 but less than 10 workers 3.Ten or more
1.6 Is farnily labour involved, and ifYES how many 1. Yes ... .
2. No
1.7 Are there female workers in this enterprise?
1. Yes 2. No
1.8 What is the age of the youngest worker in this enterprise .......... Years
Training And Skills Level In The Enterprises
1.9 How many of your workers are already full y qualified for the job (STATE) ........................ .
1.10 Where did these workers receive their training and skills from (CHOOSE ALL THAT APPLY) 1. From a formal vocational training center wi~ the country
2. From an informai system of training
3. Other (STATE) .............................. . 1.11 How many workers are working as apprentices in this enterprise?
( STATE) ........................ . Nature Of The Location Of The Enterprise
1.12 Is this workplace operating (CHOOSE ALL THAT APPLY) 1. on a prernise which is rented out to you
2. on a prernise which is owned by you
3. on a leased prernise for a specified period oftime 4. Other (STATE) .......................... . 1.13 Is workplace part of a building, in which other people live or reside?
1. Yes 2. No
1.14 If "YES", how many other rooms are there in the building (STATE)
...
1.15 If workplace is rented, how much are you paying monthly for the place?
1.16 What facilities or services can be found at the premises of the workplace: (CHOOSE ALL THA T APPL Y) 1. Tap
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2. Telephone 3. Electricity
4. Office equipment (such as computers, typewriters, etc. ;) 5. Other (specify) .............. .
1.17 How near is the workplace to basic facilities such as water, telephone, and/or electricity ifthese facilities are not found inside the prernises of the workplace?
1.19 Is this enterprise registered with the incarne tax or any other govemment departrnent?
1. Yes 2. No
1.20 If the answer is 'NO', what is/are the reason(s) for not registering 1. It is very expensive to register
2. The process takes tao long to complete
3. Do not consider registration of the business Iiecessary (Askfor the reason and note .............................................................. . 4. Do not know how to go about the registration process
5. Other reason( s) ............................................................... . 1.21 Is the enterprise registered with any labour or workers union?
1. Yes 2.No
SECTION B: PROFILE OF THE ENTREPRENEUR 1 BOSS
2.1 Sex 1. Male 2. Female
2.2 Age: .......... .
2.3 Nationality: 1.Gambian (From: Rural area 1 Urban area) 2.0ther West African (STATE) ........ .
2.7 As far as this job!activity is concerned, where did you receive your training and skills?
1. From a vocational training center (Name of center. ..................... . 2. From an informai apprenticeship training system
3. Other (STATE) ............................ ..
2.8 How many years did you spend learning the skills?
1. Five years
2. less than five years
3. More than five years . . . . .
2.9 Apart from the basic skills for the job/activity, did you rece1ve trammg from a formal trammg center on
(CHOOSEALLTHAT APPLY) .
1. how to efficiently manage a business ( through better keepmg of records 104
of receipts and expenses)
2. how to design and improve quality ofprodÙcts 3. how to reach better markets for products 4. Other (SPECIFY) .......... .
2.10 Did you ever work in a government department or office?
1.Yes, and still working
2.13 What is the Prime motive or reason for starting this business?
1. To crea te employment for myself 2. To make profits
3. Other reasons (STATE) ............................. .
SECTION C: REMUNERATION AND WORKTIME 3.1 Do y ou remunera te y our workers (exclu ding apprentices)
1. Yes 2. No
3.4 If 'NO' how do you remunerate your apprentices
(STATE) ................................................... . 3.9 What income on average accrues to the enterprise weekly/monthly /daily?
a) Daily ... ..
b) Weekly ... . c) Monthly ... ..
e) Yearly ... .
3.10 The income received by the enterprise is divided between (CHOOSE ALL THAT APPLY) 1. Payment of rent for the workplace 7. Meeting costs of transporting input and output
8. Other (specify) .................. . SECTION D: CAPITAL, INVESTMENT, FINANCING Structure Of Capital of The Enterprise
4.1 Does the enterprise possess any of the following assets (CHOOSE ALL THAT APPLY) 1. Machines
2. Tools
3. Equipment (such as computers, typing machines) 105
4. Permanent workshop 5. Vehicle(s)
6. Warehouse
7. Others (SPECIFY) ........................................................... . 4.2 Which of the above mentioned do you own yourself? ............................ . 4.3 Which of the assets is/are either lent out to you and therefore not yours?
·····································
4.4 Does the enterprise have land of its own on which to carry further activities?
1. Yes 2. No
4.5 If 'NO' are you in the position to acquire land in case of future expansion of the business/activity 1.Yes 2.No
4.6 If 'NO' wh y are you not in the position ........................................... . 4.7 How would you describe the quality of each of the assets mentioned earlier?
Machines . . . . . .. . . . . . . . . .. .. . . . .. .. .. Valued at. ...... ..
4.8 Where did you obtain these assets (CHOOSE ALL THAT APPLY) 1. Purchased from a govemment institution
2. Purchased from a non-govemmental organization
3. Donated to the enterprise by a non-govemmental organization 4. Donated to the enterprise by a govemment institution 5. Imported into the country by the enterprise itself
6. Other(s) (state) ....................................................... ..
Mode Of Financing Of Capital
4.9 If assets had been purchased or irnported, how did you obtain the credit/money to pay for them (CHOOSE ALL THA T APPL Y)
6. From Local fmance practices (such as Kafos and Osusus) 7. From an NGO assistance
8. From IBAS assistance
9. From other source (STATE) .................................................. .
4.10 If acquisition of the above assets was partly or wholly through bank loans, how would you describe the official process involved before getting these loans ?
1. Cumbersome and difficult 2. Very cumbersome and difficult 3. Less cumbersome and difficult
[The enumerator should probe for fu.rther explanation on any of the responses given ................
4.11 Why didn't you obtain a bank loan to pay for these assets in question 4.9 1. Because I had no need for it.
2. Because I did not meet the collateral requirements to obtain a bank loan.
3. Because I did not know how to apply for a bank loan.
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4. Other .............................................. . 4.12 What was the interest charged on the loans (STATE) .......... .
SECTION E: PRODUCTION AND MARKETING Origin Of Input Used In Production
5.1 Where do you obtained the inputs used in the production process?
1. From government offices or institutions 2. From private commercial frrms or shops 3. From other informai sector enterprises 4.Through collection of refuse (scavenging) 5. From direct irnports of the enterprise itself
6. Other (SPECIFY) ..................... . Destination of Product
5.2 What is the enterprise able to produce on average per (for example, the number of chairs, and fumiture, meters oftie-and-dye clothes, etc.; etc.;)? Please iternize if possible
PERlOD What is the selling priee per unit
·········· D ........... . 5.4 The enterprise produces (CHOOSE ALL THA T APPL Y)
1. On orders by special customers and institutions 2. For sale to the general public without discrimination
5.5 Have you ever been contracted to supply government offices with your products?
1. Yes 2. No
5.6 How has your business volume or activity changed since operation started?
1. Increased a lot 2. Decreased a lot
3. Increased a little 4. Decreased a little 5. No change
5.7 In either case can you explain the factors responsible for the increase or decrease in business volume ........................ .
...................................................
5.8 lfyou were to increase future production and sales, how many more workers are you ready to hire (STATE) ...... .
Methods of Pricing Products Of The Enteœrise
5.9 How do you determine the priee ofyour products (choose whiehever is applicable}?
1. Through haggling/bargaining with customers
2. According to competition (how other producers priee their products) 3. According to official regulation by government
4. Other (specify) .......................... . 5.10 Do y ou receive any incentives from the government that encourages your opemtion?
1. Yes 2.No
5.11 If 'YES' what sort of incentives do you receive?
1. Tax incentives 2. Credit incentives
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3. Marketing incentives 4. Technological support
5. Other ........... ..
SECTION F: PROBLEMS AND PERSPECTIVES
The enurnerator at this stage should carefully record all responses. In this section, the respondent is asked about problems and constraints that continue to face and threaten the future expansion or growth of the enterprise. So you ask the respondent:
6.0 Do Y ou Face Problems With Respect To The Following?
6.1 Sales lev el of the enterprise ........................ . 6.2 Competition from other producers ....................... . 6.3 Credit availability to fmance further expansion ........................... . 6.4 Any form of regulations imposed by government and/or municipal and area council authorities
···
6.5 Machines and relevant inputs useful for production ...... . 6.6 Tax payment obligations ................................ . 6. 7 Other problems and constraints (STATE) ................................. ..
6.8 In the midst of such constraints facing the enterprise's development, are you going 1. to close down the business
2. to remain in business still 3. Other ......................... .
6.9 Ifyou hope to remain in business in spite ofthese constraints, how do you hope to cope with or manage this situation ................................. · ................ .
6.10 Have you ever sought any assistance from a government or non-governmental institution to alleviate constraints and problems facing the enterprise?
6.13 If 'YES' has the assistance been adequate 1. Yes 2. No
6.14 Would you want your business to graduate from small-scale to medium or large-scale enterprise sorne day?
1. Yes 2. No
Annex 2: Basic Pact Sheet on the Gambia
Education
Overall national illiteracy rate Urban overall illiteracy Rural overall illiteracy Primary school enrolment
Female primary school enrolment Secondary school enrolment
Female secondary school enrolment Pupil-teacher ratio: Primary
Secondary Transition rate (Grade 6 to 7)
59.0%
43.5%
63.1%
64% of school age population
53% offemale school age population ' 16.0%
10.0%
42 24 51.0%
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