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ADS Social Development Agency

AFS Allocation Forfaitaire de Solidarité

ANDI Agence Nationale de Développement d’Investissement

ANEM National Employment Agency

ANGEM National Agency for Micro-credit management ANSEJ National Agency for the support of youth employment

BM World Bank

CARC Communal Rural Animation Cell

CNAC National Fund for Unemployment Insurance

CNES National Economic and Social Council

CPE Pre-employment Agreement

CPS Outreach Solidarity Cell

DA Algerian Dinar

DAIS Program for Socially Inclusive Activities

DGF Directorate General of Forests

DSA Directorate of Agricultural Services

EHF Men-Women Equality

ESIL Local Initiative Salaried Employments

FDRMVTC Fund for Rural Development and Improvement of Lands by Concession

FGAR Loans to SMEs Guarantee Fund

FGMMC Mutual Guarantee for Micro-Credits Fund FMVTC Improvement of Lands by Concession Fund

FNDIA National Fund for the Development of Agricultural Investment

GGI Gender Gap Index

Ha Hectare

HCDS High Commissioner for Steppe Development

IAIG Indemnity for Activity with General Concern

IDH Human Development Index

MADR Ministry of Agriculture and Rural Development

MDCFCF Deputy Ministry in charge of Family and Women’s Status

MICS National Multi-Indicator survey

MSNFCF Ministry of National Solidarity, Family and Women’s Status MSPRH Ministry of Health, Population and Hospital Reform

OIT International Labor Organization

OMD Millennium Development Goals

ONS National Office for Statistics

PANPIF National Action Plan for the Promotion and Integration of Women

PIB Gross Domestic Product

PID Program for Graduate Integration

PME Small and Medium Enterprise

PMI Small and Medium Industry

PNA National Action Plan for Children

PNR Zero-Rated Loan

UNDP United Nations Development Program

PPA Purchase Power Parity

PPDRI Outreach Project for Integrated Rural Development

PRCHAT Human Capacity Building and Technical Assistance Program

RGA General Agriculture Census

SAU Utilized Agricultural Area

SNAFAM National Family Strategy

SNPIF National Strategy for the Promotion and Integration of Women

TOE Tonne of oil equivalent

TPE Very Small Enterprises

TUPHIMO Public works with Labor Intensity Program

UGTA General Union of Algerian Employees

UMA Arab Maghreb Union

USD US Dollar

ACRONYMS for EGYPT

AFDB African Development Bank

WB World Bank

CAPMAS Central Agency for Public Mobilization and Statistics EFSA Egyptian Financial Surveillance Authority

EGP Egyptian Pound/ livre égyptienne ERSAP/

PREAS Economic Reform and Structural Adjustment Program / Programme de Réforme Economique et d’Ajustement Structurel

SDF Social Development Fund

IFAD International Fund for Agricultural Development IMF International Monetary Fund

GGG Global Gender Gap

HDI Human Development Index

IWD Integration of Women in Development MFI Micro-Finance Institution

MENA Middle East and North Africa / Moyen Orient et Afrique du Nord NWRO Network of Women’s Rights Organizations

ILO International Labor Organization

MDG Millennium Development Goals

NGO Non-Governmental Organization

UN United Nations Organization

ONUDI United Nations Organization for Industrial development

GDP Gross Domestic Product

SME Small and Medium Entreprise

UNDP United Nations Development Program PPP Purchase Power Parity

GNP Gross National Product

SDAD Sustainable Agricultural Development Strategy USAID United States Agency for International Development

USD US Dollar

WNRDP West Noubaria Rural Development Project

Admittedly, the effective empowerment of rural women implies comprehensive strate-gies to overcome the persistent obstacles they face, including the difficult and unequal access to resources. This leads to confining rural women to modest and lower yielding activities, limiting their production capacity and impacting negatively on them, as well as on their families and their communities.

The lack of gender-specific analysis, of awareness about socio-economic issues and of political will only replicate the systemic obstacles and hamper women’s empower-ment and their involveempower-ment as fully fledged economic actors.

This situation calls to review the policies and laws in force, so as to ensure that all women, including those living and working in rural areas have an equal access to productive resources, basic services, employment oppor-tunities, and labour-saving technologies. It also highlights the need for North-African countries to review the laws that restrict women's legal capacities.

In order to support the efforts of its member states in this process, the

United Nations Economic Commission for Africa - through its North Africa Regional Office - has prepared this study with the aim of i) identifying the difficulties and discrimina-tions that women face regarding their access to and control of funding resources, and ii) highlighting best practices in this area. This work is based on case-studies of four countries, namely Algeria, Egypt, Morocco and Tunisia; and tries to analyze the prospects for a better adjustment of strategies to enhance rural women’s access to funding in order to promote their rights and role as development players. This study also raises the issue of how to develop rural areas and maintain grassroots women and educated rural girls in their home environment, or attract them to that environment, particularly by improving its economic attractiveness.

Access to funding and qualitative support, along with the creation of alternatives and opportunities in new sectors, and the promo-tion of gender statistics to better inform rural development strategies and integrate the gender approach systematically, represent some of the approaches this study recommends for consideration.