Life insurance
Life Insurance
... purchasing life annuities in a private market: differing by their survival probabilities, they differ by their insur- ance ...of life insurance and life annuity markets at the same ...
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Ageing and the Demand for Life Insurance : An Empirical Investigation using French Panel Data
... Therefore, life insurance demand entails many motives, some shared by all insurance products, others being more ...the life-cycle, the intertemporal substitution, and the bequest motives (see ...
22
Mortgage life insurance: a rationale for a time limit in switching rights
... mortgage life insurance, in particular the Periodic Switching Right (PSR), by which the borrower can change his insurer once every period (say, every ...of insurance is appreciated negatively by ...
25
Main Determinants of Profit Sharing Policy in the French Life Insurance Industry
... constraints. Life insurers can use the PPB reserves to smooth future incomes and are encouraged to keep the more profitable contracts within the portfolio ...French life insurance market is ...
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Lapse risk in life insurance: correlation and contagion effects among policyholders' behaviors
... In life insurance, the contracts are likely to remain in force for years or decades, which explains why practitioners are used to modeling lapses by distinguishing between structural (baseline risk) and ...
31
A rank-dependent utility model of uncertain lifetime, time consistency and life insurance
... The imbrication of risk and time preference is also of first importance for analyzing life insurance, which was Yaari (1965)’s initial purpose. In this paper, we build a model of intertemporal choice of ...
17
Life Insurance Development and Economic Growth: Evidence from Developing Countries
... interest, life insurance premiums total value to GDP measures the penetration of insurance activity in economy, and is obtained from the database «Benchmarking Financial Systems Around the World» of ...
34
Market inconsistencies of the market-consistent European life insurance economic valuations: pitfalls and practical solutions
... of insurance product and to develop a scheme adapt- able to the specific characteristics of the companies), one must limit the manipulation sources induced by the current process and the importance given to ...
30
Surrender triggers in life insurance: what main features affect the surrender behavior in a classical economic context?
... Other topics have to be questioned in our context, especially : applying the logistic regres- sion over a whole portfolio of life-insurance con- tracts could lead us to strange results. Indeed, if the ...
28
On the determinants of life insurance development in Sub-Saharan Africa: the role of the institutions quality in the effect of economic development
... of life insurance activities ...the life expectancy at birth, the young dependency ratio (ratio of the population under age 15 to the population ages 15-65) and old dependency ratio (ratio of the ...
35
Genetics and Life Insurance in Canada: Points to Consider
... for life insurance coverage. In this situation, the role of life insurance as a means of income security for surviving members may be unnecessarily ...life insurance. This may be ...
3
Physicians, genetics and life insurance
... that insurance companies have the right to ask for genetic information even if applicants have per- sonal knowledge of this ...of life insurance, the necessity of risk rating and the notion of ...
3
Genetics and Life Insurance: A Comparative Analysis
... allows insurance applicants to abstain from revealing their genetic test results when the cost for a desired policy is below a certain established ...of life insurance without having to reveal any ...
15
Gradient boosting techniques for individual loss reserving in non-life insurance
... The vast majority of the liter at ure on individualloss reserving is about parametric models, which means they assume a fixed and parametric structural form. One of the main[r] ...
73
Co-evolution of information processing technology and use : interaction between the life insurance and tabulating industries
... In an early 1920s comparison of Hollerith and Powers printing tabulators for use in handling actuarial work for Metropolitan Life's industrial insurance (although that fir[r] ...
54
Noise Levels in Computer Room at Metropolitan Life Insurance Company
... Since the noise originated largely from the rear of the computer cabinets, it appeared feasible to reduce the amount reaching the work area by erecting a partition from the front edge of[r] ...
7
Adverse Selection in Insurance Contracting
... of life insurance, Hoy and Polborn (2000) and later Polborn, Hoy, Sadanand (2006) obtain positive and normative results that are either consistent with or di¤er from those described in standard ...
74
A Recommendation System For Car Insurance
... car insurance product proposed by ...car insurance in Luxem- bourg, having a market share of 44% in non-life ...car insurance product is characterized by a set of guarantees, with a particular ...
25
Optimal Unemployment Insurance for Older Workers
... Specific insurance programs for older workers in many European countries allowing them to retire early from the labor market are often viewed as responsible for the low employ- ment rates at these ...unemployment ...
27
Is Workers' Compensation Disguised Unemployment Insurance?
... ¸ t = ¸(W CR t ; UIR t ; UNEMP t ; W AGE t ; D; MONTH; t; X t ) (2.1) The following theoretical predictions are intuitive. A higher WC wage replacement ratio, W CR t , increases a worker's utility on WC. This e®ect ...
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