Tarek_h12@yahoo.fr Ufcbouchnafa@yahoo.fr -AbstractMost insurance company has no risk management strategy and the same can be said about many financial companies. The risk management is a strategy, that allow the elimination of/or at least the decrease of the sources of risk that limit competition and increase cost and therefore weaken the possibilities of insurance company growth and to improve their efficiency. The objective of this study is to have a better understanding of the risk management strategy; and we try to present the argument that to be successful with any risk philosophy we have to begin with following steps of risk management strategy.
Keywords: insurance, strategy, risk management, efficiency.
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Jean Le Ray- Gérer Les Risques –Pourquoi ? Comment ?,Op Cit, p :85
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