Credit Traps
Texte intégral
Figure
Documents relatifs
Our main results support the conjecture that the ultimate controlling shareholders with excess control rights avoid issuing equity and instead draw on earnings
The first column illustrates the estimation of Credit Risk model where we regress the Non-performing Loans on Fiduciary, Life Insurance, Other Insurance Services, Loan Servicing,
= growth of bank loan for working capital in period t (from January to December); Investment = growth of bank loan for investment capital in period t (from January to December); MSME
Hence, by favoring informal lending in regions where In-group trust is high, bank lending is expected to develop at a lower rate as people will be less relying on banks
All estimates include bank-specific controls (i.e. liquid assets to total assets, equity to total assets, customer deposits to total assets, is the natural logarithm of
In contrast to prior evidence (Banerjee and Mio, 2018), our results suggest that the introduction of the LBR led Dutch banks to invest in securities as they experienced
In addition, we examine the different impacts of monetary policy on bank credit risk and profitability depend- ing on banks’ commitment to relationship lending ( Agarwal et al. , 2018
In this paper we construct a theoretical model of spatial banking competition that considers the differential information among banks and potential borrowers in order