Community development lending : case studies of commercial bank lending programs
Texte intégral
Documents relatifs
Assume that M satises the doubling volume property (D') and that the heat kernel associated with ∆ satises the Gaussian upper estimate (G).. Assume that M satises the
Our main results support the conjecture that the ultimate controlling shareholders with excess control rights avoid issuing equity and instead draw on earnings
The first column illustrates the estimation of Credit Risk model where we regress the Non-performing Loans on Fiduciary, Life Insurance, Other Insurance Services, Loan Servicing,
= growth of bank loan for working capital in period t (from January to December); Investment = growth of bank loan for investment capital in period t (from January to December); MSME
Hence, by favoring informal lending in regions where In-group trust is high, bank lending is expected to develop at a lower rate as people will be less relying on banks
In contrast to prior evidence (Banerjee and Mio, 2018), our results suggest that the introduction of the LBR led Dutch banks to invest in securities as they experienced
In this paper we construct a theoretical model of spatial banking competition that considers the differential information among banks and potential borrowers in order
Joint liability costs of pairing with a risky borrower are higher than those of pairing with a safe one and everyone will want to group with the latter type