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FÉDÉRATION DES CAISSES DESJARDINS DU QUÉBEC ANNEX TO CONSOLIDATED FINANCIAL STATEMENTS AS AT DECEMBER 31, 2020 COVERAGE RATIOS

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FÉDÉRATION DES CAISSES DESJARDINS DU QUÉBEC ANNEX TO CONSOLIDATED FINANCIAL STATEMENTS

AS AT DECEMBER 31, 2020 COVERAGE RATIOS

The following financial ratio is calculated for the twelve-month period ended December 31, 2020 and is based on the consolidated financial statements of Fédération des caisses Desjardins du Québec.

 Interest coverage on subordinated notes ... 22.14

The following financial ratios are calculated for the twelve-month period ended December 31, 2020 and are based on the consolidated financial statements of Fédération des caisses Desjardins du Québec.

 Consolidated Ratio of Earnings to Fixed Charges excluding interest on deposits ... 8.68

 Consolidated Ratio of Earnings to Fixed Charges including interest on deposits ... 2.23

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