السياسة السكنية في الجزائر

Texte intégral

(1)‫ا

(2) ر اا ا

(3) ا ا‬ ‫وزارة ا ا و ا ا

(4) ‬ ‫ﺝﻡ اج ‬ ‫ﺏﺕ‪+‬‬. ‫آ ام ا)ﺝ

(5) ( و ام ا&‪$%‬ﻡ‬ ‫‪ ( 12‬ا)ﺝ

(6) ع و ا

(7) ‪ /‬ا‪.‬‬. ‫ﻡ‪3‬آ ة ﻡ

(8)

(9) ‪ 6+‬ﺵدة ا

(10) ﺝ‪ . 1‬ا

(11) ‪ /‬ا‪.‬‬. ‫إ(اد ا‪7‬ــــ‪: :‬‬ ‫إﺵ اف ‪:‬‬ ‫@‪$‬ح ا > (

(12) اوي‬ ‫د‪2 (.‬او‪%‬‬. ‫ا‪ +1‬اﻡ‪:‬‬ ‫‪2009-2008‬‬.

(13) @ @ @ @. @Þ‰Ûa@bäu@bà@Ð‚c@ë@@I@ïÛbÈmë@ÚŠbjm@bàèîÏ@ÞbÓ@åß@¶g @ @HÌ–@ïãbîiŠ@bà×@bàè¼Šc@lŠ@ÝÓë@ò¼‹Ûa@åß @ïßc@ëŠ@¶g@bèãbîã@kÜÓ@óidíë@bèg@æbÜÛa@Õ“Èí@åß@¶g @ @émbäu@|îÏ@bèäØcë@a@bè¼Š@JòàbÏJ@ñ‡Ûb©a @ïic@oí‡nÓg@ñbî¨a@À@éië@p×@óny@@óÈë@bÔ’@ð‰Ûa@¶g @ @Nê‹àÇ@À@a@Þbc@JñëýÇJ@ïÛbÌÛa @@@@æî‡Üa@þ–.

(14) @ @ÝàÈÛa@a‰ç@âb¸⁄@ÔÏë@ð‰Ûa@Ýuë@Ç@@a‹Ø’c @ @Z@¶g@˜Ûb©a@ð‹Ø“i@â‡Ômc@æc@ð†ìië @Þë‰j¾a@ê‡èu@óÜÇ@ïëaìÓ@ïÜÇ@ZŠìn×‡Ûa@Ò‹“¾a@ôˆbnc @ˆbnþa@‹Ø“ã@bà×@òàîÔÛa@ézöb—ãë@òîàÜÈÛa@ém£@ïm†bÏg@À @bîÏa‹Ìº‡Ûaë@Êbànuüa@áÜÇ@áÓ@÷îöŠ@ÀìÇ@ïÐĐ—ß@ZŠìn×‡Ûa @áÜÇ@áÔi@ïÓ‹Ûa@Ýuc@åß@b‰jíë@b‰i@Ûa@pa†ìèa@Ý×@óÜÇ @˜—¦ë@@òßbÇ@òÐ—i@@òämbi@òÈßb¡@bîÏa‹Ìº‡Ûaë@Êbànu⁄a @ @ò–b‚@òÐ—i@bîÏa‹Ìº‡Ûa @ @ÉîàvÜÛ@‹Ø’@ÑÛdÏ @æî‡Üa@þ–@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@.

(15) ‫‪ .‬س ا

(16) ت‬ ‫ا

(17) ﻡ اﻡ‬. ‫ا‪ 6KL‬ا‪J‬ول‪ :‬ا& ر ا

(18) ‪L‬ه

(19) وا‪ M+‬ي را‪%‬‬ ‫‪ :1‬ا ‪4......................................................................................‬‬ ‫‪ :2‬ا ت‪5...................................................................................‬‬ ‫‪ :3‬أ

(20) ب ا

(21) ر ا ع‪5.....................................................................‬‬ ‫‪ :4‬أهاف ا‪5.................................................................................‬‬ ‫‪ :5‬ی اه‪6................................................................................‬‬ ‫‪:6‬اارت اﺏ‪10............................................................................‬‬. ‫ا ا‪ :‬م

(22) ا

(23) ‬ ‫ﻡﻡ ا! ‪13..................................................................................‬‬ ‫‪:1‬ﻡ"

(24) ی ! ﺕی ا

(25) ا ‪14.............................................................‬‬ ‫‪-1-1‬ﻡ"

(26) ی ! ﻡ"‪ *+‬ﺏ

(27) (ات ا ی&!ا‪14................................................. %‬‬ ‫‪-2-1‬ﻡ"

(28) ی ! ﻡ"‪ 1+‬ﺏ

(29) (ات ا‪

(30) ./0‬دی ‪14.................................................‬‬ ‫‪ :2‬أدوات وأهاف ا

(31) ا ‪15..........................................................‬‬ ‫‪-1-2‬أدوات ا

(32) ا ‪15................................................................‬‬ ‫‪ :2-2‬أهاف ا

(33) ا ‪17...............................................................‬‬ ‫‪ :3‬ا ی; ‪ +:‬إﻥ‪

(34) 7‬ز ا

(35) ت ‪20............................................................‬‬ ‫‪ :4‬أهــ‪ B‬ا ‪A‬ـ

(36) آــ; ا ـ? ﺕــاﺝ==

(37) ا

(38) ـ ا ـ ‪20.......................................‬‬ ‫‪ –1-4‬ﻡ‪ ;A‬ا‪0‬ﺡ

(39) ‪

(40) D‬ت ا "‪

(41) 1‬ری ‪21........................................................‬‬ ‫‪ -2-4‬ﻡ‪A‬ـــ; ا ــیــ; ‪21...................................................................‬‬ ‫‪ -3-4‬ﻡ‪A‬ــ; ا‪F‬ﺝــ!اءات ا‪F‬داریــ ‪21......................................................‬‬ ‫‪ :5‬ا

(42) ــ ا ـــ و ا ‪ IJ‬ــ‪ H‬ا ــ? ‪22...............................................‬‬ ‫‪ -1-5‬ا ‪ IJ‬ــ‪ H‬ا ــ? ‪22...................................................................‬‬ ‫‪ /K: -2-5‬ا

(43) ا ﺏ

(44) ‪ H IJ‬ا ? ‪24...........................................‬‬.

(45) ‫

(46) ﺕ ا ‪25.................................................................................. ;.L‬‬. ‫ا ا‪ :‬ا ا

(47) ا

(48) اا‬ ‫ﻡﻡ ا! ‪27.......................................................................‬‬ ‫‪ -1‬و" ا ‪28............................................................................. M‬‬ ‫‪ -1-1‬و" ا ‪ =: ?% M‬ا‪

(49) "0‬ر ا ‪!L‬ﻥ? ‪28........................................‬‬ ‫‪

(50) I/ -2-1‬ع ا ‪Q M‬اة ا‪K10‬ل ‪29.........................................................‬‬ ‫‪ : 2‬ا !ﺡ‪ +‬ا‪T‬و ‪

(51) S‬ا )ﻡ!ﺡ‪ +‬ا ‪

(52) IIJ‬ت ا ( ‪32...........................‬‬ ‫‪ -1-2‬ﻡ!ﺡ‪+‬ـ ا ‪IJ‬ـ‪ H‬ا ‪WKX‬ـ? )‪32......................................... (1969-1967‬‬ ‫‪ -2-2‬ﻡ!ﺡ‪ +‬ا ‪ HIJ‬ا !ﺏ

(53) ‪ ?:‬ا‪T‬ول )‪35.................................. (1973 -1970‬‬ ‫‪ -3-2‬ا ـ‪J‬ـ‪ HI‬ا ـ!ﺏ

(54) ‪:‬ـ? ا ‪X‬ـ

(55) ﻥ?) ‪39.................................... (1977 – 1974‬‬ ‫‪ -4-2‬ﻡ!ﺡ‪+‬ـ ا ‪ M IIJ‬ا ‪

(56) J‬ـ ‪42................................... (1989-1980) M‬‬ ‫‪ -5-2‬ﻡى ﻥ‪

(57) 7‬ح ا

(58) ا ا " ‪K‬ل ه\[ ا !ﺡ‪47............................ +‬‬ ‫‪ -3‬ا !ﺡ‪ +‬ا ‪

(59) X‬ﻥ

(60) ا )ﻡ!ﺡ‪ +‬ا ‪0‬ت ا‪

(61) ./0‬دی( ‪44..........................‬‬ ‫‪ :1-3‬ﻡ!ﺡ‪44................................................................ (1994-1990) +‬‬ ‫‪ :2-3‬ﻡ!ﺡ‪62............................................................. (2000 – 1995) +‬‬ ‫‪ :3-3‬أه‪ B‬إﻥ‪

(62) 7‬زات ا ‪!L‬ة ‪72.....................................................................‬‬ ‫‪ :4-3‬ا " ا ‪ M‬ﺏ" ‪73....................................................... 2000‬‬ ‫‪ :5-3‬ا " ا

(63) ‪80................................................................. M+‬‬ ‫

(64) ﺕ ا ‪82.................................................................................. ;.L‬‬. ‫ا اا ‪ ) "* :‬ا

(65) ا

(66) وأ&‪ %‬ا‪

(67) !"#$‬‬ ‫‪: 1‬ا "

(68) ی! ا ی&!ا‪ B 1 %‬ا

(69) ا

(70) ﻥ ‪84.................................................‬‬ ‫‪-1-1‬ا ا ی&!ا‪ ?%‬آ ; ‪ S+:‬ﺕ‪ B 1‬ا‪0‬ﺡ

(71) ﺝ

(72) ت إ ? ا

(73) آ‪84.......................... M‬‬ ‫‪: -2-1‬د ا

(74) آ‪ M‬ا ‪!%‬ة ﺏ

(75) ^‪0‬ف ﻡ‪ M‬ا

(76) ن ‪86..................................‬‬ ‫‪ -3-1‬ﺕ‪I‬ر ﺡ‪ B7‬ا‪!T‬ة و ﺕزی` ا‪!T‬ة ﺡ_ ا ‪87...............(1998-1966) H‬‬ ‫‪ -4-1‬ا (واج‪90.................................................................................‬‬ ‫‪ -5-1‬ﻡ"ل إﺵ&

(77) ل ا ‪ M‬آ‪

(78) 1‬س ‪1+‬ی!‪91................................................‬‬.

(79) ‫‪ -6-1‬ﻡ"ل إﺵ&

(80) ل ا &!‪91...................................................................%‬‬ ‫‪ :2‬ا ا ی&!ا‪ ?%‬وﺕ‪1‬ی! ا‪0‬ﺡ

(81) ﺝ

(82) ت ا ‪

(83) I1 +1‬ع ا ‪93...........................M‬‬ ‫‪ :3‬ا‪F‬ﺡ

(84) ﺝ

(85) ت ا ‪

(86) I1 +1‬ع ا ‪ M‬ﺏ

(87) ء ‪ S+:‬و" ا ‪95...........................M‬‬ ‫‪ -4‬إ‪

(88) D

(89) 1‬ت ‪:‬د ا‪ !T‬ا " ‪98............................................................. A‬‬ ‫‪ -5‬ا ‪ B 1‬و ا‪!/F‬ﺡ

(90) ت ‪99........................................................................‬‬ ‫‪ -1-5‬ﻡ‪ ;A‬ا ‪ M‬ﻡ

(91) زال ‪100...........................................................

(92) ً e

(93) /‬‬ ‫‪: -2-5‬م ﺕ

(94) ﺵ? ا ‪1‬رة ا ‪!A‬ا‪+ e‬ا‪ MD‬ﻡ` ﺕ‪ L+‬ﺵ!اء ‪104...................... M‬‬ ‫‪ -3-5‬ا ‪+‬ل ا ‪!1‬ﺡ ‪ +‬ﻡ‪ M‬أزﻡ ا ‪107.............................................M‬‬ ‫ا ﺕ

(95) اﻡ‪111................................................................................‬‬. ‫‪ e

(96) /‬ا !اﺝ`‪115.....................................................................‬‬ ‫ا ‪K‬ﺡ*‪117............................................................................‬‬. ‫‪

(97) 2‬ااول‬ ‫ا ‪2‬‬. ‫(‪+‬ان اول‬. ‫ا‪LK‬‬.

(98) ‫‪01‬‬ ‫‪02‬‬ ‫‪03‬‬ ‫‪04‬‬ ‫‪05‬‬ ‫‪06‬‬ ‫‪07‬‬ ‫‪08‬‬ ‫‪09‬‬ ‫‪10‬‬ ‫‪11‬‬ ‫‪12‬‬ ‫‪13‬‬ ‫‪14‬‬ ‫‪15‬‬ ‫‪16‬‬ ‫‪17‬‬ ‫‪18‬‬ ‫‪19‬‬ ‫‪20‬‬ ‫‪21‬‬. ‫ا‪F‬ﻥ‪

(99) 7‬زات ا ‪! +7‬اﻡ‪ i‬ا ‪ M‬ا ‪!h‬ي ‪1969-1967‬‬ ‫ا !اﻡــ‪ i‬ا ــ

(100) ت ا ـ!ی‪ L‬ـ ﻡ‪1969 - 1967 M‬‬ ‫ا !اﻡ‪ i‬ا )ا ‪!h‬ی و ا !ی‪!L ( L‬ة ‪1973-1970‬‬ ‫ﺕ‪I‬ـر ا !اﻡـ‪ i‬ا ـ ـ‪K‬ل ا ـ‪ HIJ‬ا !ﺏـ

(101) ‪ ?:‬ا ــ‪

(102) X‬ﻥ?‬ ‫ا !اﻡ‪ i‬ا ا !ﻡ‪ 7‬و ا ‪K 11‬ل ﻡ!ﺡ‪ +‬ا ‪ M IIJ‬ا ‪M

(103) J‬‬ ‫ﺕ‪I‬ر ﺕزع ا‪K=0‬آ

(104) ت ا

(105) ‪

(106) +‬ت ا‪0‬ﺝ

(107) ‪ :‬ﻡ‪

(108) 1‬رﻥ ﺏزی"=

(109) ‬ ‫ ‪L+‬ــ!ة ‪1989-1980‬‬ ‫ﻥ ا

(110) ن ا ‪!h‬ی ‪ M‬و ا !ی‪!L+ M L‬ة ا ة ﻡ‪ 1962 M‬إ ‪1989 S‬‬ ‫ﻡ"

(111) ی ! ﺕی; ا ‪ M‬ا‪0‬ﺝ

(112) ‪!L+ ?:‬ة ا ة ﻡ‪1994-1990 M‬‬ ‫ا‪

(113) :F‬ﻥ

(114) ت ا

(115) ا ‪1‬ﻡ ‪ ?%‬إ‪

(116) D‬ر د‪ B:‬ا ‪ M‬ا !ی‪!L ?L‬ة ‪2000 – 1995‬‬ ‫ﺏ!ﻥ

(117) ﻡ‪ i‬ا

(118) ت ا ‪I‬ری ) ا

(119) ه ( ‪!L‬ة ‪2000 – 1995‬‬ ‫ﺏ!ﻥ

(120) ﻡ‪ i‬ا

(121) ت ا ‪(7‬ة ا ‪!h‬ی و ا !ی‪!L L‬ة ‪2002 – 2001‬‬ ‫إﺡ

(122) ﺝ

(123) ت ا

(124) آ‪ M‬ﺏ

(125) ‪ !j‬إ ‪ S‬و" ‪1966‬‬ ‫ﺕ‪I‬ر ﻡ"ل ‪:‬د ا

(126) آ‪ M‬ل ‪

(127) 1000‬آ‪M‬‬ ‫ﺕ‪I‬ر ‪:‬د ا

(128) آ‪ M‬ا ‪(7‬ة و‪:‬د ا (ی‪

(129) 7‬ت ‪ ?%‬ا ‪(7‬ا‪!e‬‬ ‫اﺡ

(130) ﺝ

(131) ت ا ‪) M‬ﺏ

(132) ‪(k T‬ﺡ_ ا ‪ !L‬ا‪T‬و ‪ + S‬ا

(133) ن وﺡ‪ B7‬ﻡ‪H‬‬ ‫ "د ا‪!%T‬اد ‪

(134) W‬ﺏ‪6.5= l‬‬ ‫إﺡ

(135) ﺝ

(136) ت ا ‪) M‬ﺏ

(137) ‪(k T‬ﺡ_ ا ‪ !L‬ا ‪

(138) X‬ﻥ ‪ +‬ا

(139) ن وﺡ‪ B7‬ﻡ‪H‬‬ ‫ "د ا‪!%T‬اد ‪

(140) W‬ﺏ‪6.5= l‬‬ ‫إﺡ

(141) ﺝ

(142) ت ا ‪) M‬ﺏ

(143) ‪(k T‬ﺡ_ ا ‪ !L‬ا ‪ + X

(144) X‬ا

(145) ن وﺡ‪ B7‬ﻡ‪H‬‬ ‫ "د ا‪!%T‬اد ‪

(146) W‬ﺏ‪6.5= l‬‬ ‫إﺡ

(147) ﺝ

(148) ت ا ‪) M‬ﺏ

(149) ‪ (k T‬ﺡ_ ﻡ"ل ا ‪7‬ی )‪! j+ (0.98‬ة ا ‬ ‫وﺡ‪ B7‬ﻡ‪" H‬د ا‪!%T‬اد ‪

(150) W‬ﺏ‪6.52= l‬‬ ‫إﺡ

(151) ﺝ

(152) ت ا ‪) M‬ﺏ

(153) ‪ (k T‬ﺡ_ ﻡ"ل ا ‪7‬ی )‪! j+ (0.99‬ة ا ‬ ‫وﺡ‪ B7‬ﻡ‪" H‬د ا‪!%T‬اد ‪

(154) W‬ﺏ‪6.52= l‬‬ ‫إﺡ

(155) ﺝ

(156) ت ا ‪) M‬ﺏ

(157) ‪ (k T‬ﻡ` ‪

(158) W‬ت ا ‪! j‬ة ا ‬ ‫وﺡ‪ B7‬ﻡ‪" H‬د ا‪!%T‬اد ‪

(159) W‬ﺏ‪6.52= l‬‬ ‫إﺡ ‪

(160) 7‬ت ا ‪) M‬ﺏ

(161) ‪ (k T‬ﺡ_ ‪:‬د ا‪ !T‬ا " ‪ A‬‬. ‫‪34‬‬ ‫‪34‬‬ ‫‪37‬‬ ‫‪41‬‬ ‫‪43‬‬ ‫‪45‬‬ ‫‪52‬‬ ‫‪58‬‬ ‫‪71‬‬ ‫‪72‬‬ ‫‪70‬‬ ‫‪85‬‬ ‫‪86‬‬ ‫‪90‬‬ ‫‪93‬‬ ‫‪94‬‬ ‫‪95‬‬ ‫‪96‬‬ ‫‪97‬‬ ‫‪98‬‬ ‫‪99‬‬.

(162) ‫‪

(163) 2‬ا ‪%‬ﻡت اﻥ‬ ‫ا ‪2‬‬. ‫ا‪+‬ان‬. ‫ا‪LK‬‬. ‫‪01‬‬ ‫‪02‬‬. ‫ﺕ‪I‬ر ‪:‬د ا

(164) ن ا ‪!h‬ی ‪ M‬و ا !ی‪K M L‬ل ا ‪!L‬ة ‪1989-1962‬‬ ‫ﺕ‪I‬ر ﻡ‪ H‬أ‪!%‬اد ا‪!T‬ة ﻡ

(165) ﺏ ‪1998-1966 M‬‬. ‫‪53‬‬ ‫‪87‬‬. ‫‪03‬‬ ‫‪04‬‬. ‫ﺕزی` ا‪ !T‬ﺡ_ ا ‪1998-1966 H‬‬ ‫ﺕ‪I‬ر ا&‪K‬ل ا ‪ M‬ﺡ_ ا‪!%T‬اد ﻡ‪1998-1966 M‬‬. ‫‪89‬‬ ‫‪91‬‬. ‫‪05‬‬. ‫ﻡ"ل ا&‪K‬ل ا &!‪ ?% %‬ا ‪(7‬ا‪!e‬‬. ‫‪92‬‬.

(166) ‫ا

(167) ﻡ اﻡ‬ ‫ی? ا ‪

(168) D M‬ﺏ"ً

(169)

(170) ﺹً

(171) ﻡ‪K M‬ل ‪ " D‬و ﻥ‪ :‬ا

(172) ة ا ? ﺕ" ‪

(173) =A‬ا‪T‬ﻡ‪B‬‬ ‫‪ ?L%‬ا م آ‪ً! X‬ا ﻡ

(174) ﻥ‪ ;+1‬ﻡ‪ M‬دور و أه ‪

(175) I/‬ع ا ‪ ?% M‬ﻡ‪ k+J‬ا ‪

(176) D

(177) A‬ت‬ ‫ا‪

(178) ./0‬دی ‪ ! Q‬أﻥ‪ ?% o‬ا ا‪ `/‬ا "‪ ?+‬ی"! ﺏ* ﻡ‪ M‬ا ‪

(179) :

(180) I1‬ت ا

(181) ا ?‬ ‫ﺕ‪ ?:‬ا‪0‬ه

(182) م و ا "

(183) ی ‪ ،‬و ذ ‪ q‬ﻥ‪ o‬ا !ك ا !‪

(184) ./K ? e‬د ا ‪ ، ?D‬إﻥ‪o‬‬ ‫ی‪ ;X‬ا ‪

(185) :‬ﻡ ا‪ ! +

(186) T‬ا ‪ ` 7 M‬ا ‪

(187) :

(188) I1‬ت ا‪!T‬ى و ﺏ‪!I‬ی‪! Q 1‬‬ ‫ﻡ

(189) ﺵ!ة ‪ ،‬آ‪

(190) I1‬ع ا ‪ ، :

(191) .‬ا (را‪ ، :‬ا ‪. … ; &A‬‬ ‫‪ =%‬ﺏ=\ا ا ‪j‬ر ‪ ،‬ی"! ﻡ‪I

(192)

(193) 1‬ر و ﺕ‪1‬م ا‪T‬ﻡ‪ ?% B‬ﻡ‪0

(194) 7‬ت ﻡ‪ L+J‬ﺡ ‪t‬‬ ‫ﺏ‪ [

(195) h1‬ﺕ ! ﺏ

(196) ‪ ?/‬ا ‪

(197) :

(198) I1‬ت ‪ ?%‬ﻥ* ﻡ‪ Bj‬و ه

(199) دف ‪.‬‬ ‫وا ‪(7‬ا‪!Q S+: !e‬ار ﺏ

(200) ‪ ?/‬دول ا "

(201) ‪ ، B‬أ‪ lI:‬اه

(202) م =\ا ا ‪

(203) I1‬ع ﻡ‪K M‬ل ﺕ‪! %‬‬ ‫أآ! ‪:‬د ﻡ‪ M‬ا

(204) ت و ا ‪( =7‬ات ا ‪ :

(205) 7‬ﺏ& ا ﺹل إ ‪ S‬ﺕ‪ +‬ا ‪

(206) +I‬ت‬ ‫ا (ایة ‪ k+J‬ﺵ!ا‪ ue‬ا ‪ `7‬ا ? ﺕ(ایت ﺏ‪ ;hL‬ا ` ا "!اﻥ? ا \ي ‪o%!:‬‬ ‫ﻡﻥ

(207) ﺏ

(208) ‪.J‬ص ‪

(209) % ،‬و ‪ /‬د‪ l:‬أ"

(210) ر ا

(211) ت و ه\ا آ‪ o+‬ﻡ‪ M‬أﺝ; ﺕ‪

(212) +D +‬ت‬ ‫أ‪!%‬اد ا ‪ ! Q، `7‬أﻥ‪ o‬و ﺏ

(213) ازاة ‪ l%!: ،‬ا ‪(7‬ا‪ !e‬ارﺕ‪

(214) ً:

(215) L‬ﻡ!ًا ‪: ?%‬د

(216) ﻥ=

(217) ‬ ‫وا !اﺝ` ‪1+‬م ا \ي أﺡ!زﺕ‪ ?% o‬ﻡ ان ا "‪K‬ج و ا !ا‪ *%‬ا ‪ .‬ﻡ

(218) أدى إ ‪S‬‬ ‫اﻥ‪

(219) LJ‬ض ﻡ‪+‬س ‪: ?%‬د ا ‪

(220) %‬ت و ارﺕ‪

(221) L‬ع ﻡس ‪: ?%‬د ا ‪0‬دات ‪

(222) % ،‬أ‪!W‬‬ ‫ﺏ‪ ;A‬ﻡ

(223) ﺵ! ‪ S+:‬ا ى ا‪

(224) ./0‬دي و ا‪0‬ﺝ

(225) ‪ ?:‬و أ‪ ;1W‬آ

(226) ه; ا و ﻡ‪ M‬ﺡ ‪t‬‬ ‫ﺕ‪ +‬ا‪0‬ﺡ

(227) ﺝ

(228) ت ا

(229) ﻥ ا

(230) !ة و ا ‪ +1‬ﻡ‪ ;: M‬و ‪ `+‬ﺏ‪

(231) : L.‬ﻡ ‪ ،‬و‬ ‫‪ M‬ﺏ‪

(232) L.‬ﺹ ﻥ‪ ) o‬ا ‪ ( M‬ی‪ ;A‬اه

(233) م ﺏ

(234) ‪ x‬ا‪T‬ه ‪.‬‬ ‫وآ\ا ‪ q‬ﺵ=ت ا ‪(7‬ا‪ !e‬ﻥ ﺡ‪!h‬ی

(235) ﺝ"; ا

(236) ن ی!آ(ن ‪ ?%‬أ‪ _+Q‬ا ن‬ ‫ا !ى و

(237) ﺹ ا

(238) ﺡ‪ +‬ﻡ=

(239) وه ﻡ

(240) ‪ S+: H& *+‬ه\[ ا ن و ﺏ

(241) ‪?% yT‬‬ ‫ﻡ‪

(242) 7‬ل ا ‪ M‬ﺡ ‪ t‬ﺕ(ای ا ‪ _+I‬ﺏ‪ ;A‬آ ! وه ﻡ

(243) و أزﻡ ا ‪ ، M‬و‪ S+:‬ه\ا‬ ‫‪-1-‬‬.

(244) ‫ﺡ

(245) و ‪ l‬ا ‪

(246) I+‬ت ا ‪(7‬ا‪!e‬ی ﺡ; ه\[ ا ‪ +A‬وذ ‪ q‬ﺏ` ﻡ

(247) دئ

(248) ‬ ‫ا اﺝ_ ﺕ‪\= ،

(249) =1 I‬ا

(250) ول ‪ ?%‬ه\ا ا ‪ t‬أن ﻥ‪!I‬ق إ ‪ S‬ا

(251) ا ا ?‬ ‫إﺕ"=

(252) ا ‪(7‬ا‪ !e‬وﻡى ‪/‬رﺕ=

(253) ‪ S+:‬ﺡ; ﻡ‪ +A‬ا ‪ M‬ﻡ‪ M 1‬ا ‪ t‬إ ‪ S‬أرﺏ` ‪.%‬ل‬ ‫ر‪ ;.L

(254) % ، e‬ا‪T‬ول ی

(255) ول ا‪

(256) DF‬ر أ ‪+ ?=L‬را وذ ‪ q‬ﺏ"!ض ﻥ‪

(257) 1‬ط ﺕ‪;A‬‬ ‫ا ‪!L‬دات ا "‪ 1+‬ﺏع ا را‬. ‫أﻡ

(258) ا ‪ ;.L‬ا ‪

(259) X‬ﻥ? ‪

(260) %‬ول ا "

(261) ی! ا "

(262) ﻡ‬. ‫ ‪

(263) +‬ا وا "اﻡ; ا "‪ *+‬ﺏ

(264)

(265) ا ‪!I‬ق ‪ ?%‬ا ‪ ;.L‬ا ‪ t

(266) X‬إ ‪S‬‬ ‫ﻡ!اﺡ; ا

(267) ا ‪ ?%‬ا ‪(7‬ا‪ !e‬ﻡ‪ 1‬إ ‪ S‬ﻡ!ﺡ‪ M +‬ر‪M e‬‬. ‫ﻡ!ﺡ‪+‬‬. ‫ﻡ‪

(268) IIJ‬ت ا وﻡ!ﺡ‪ +‬ا ‪0‬ت ا‪

(269) ./0‬دی و‪

(270) %‬ی‪ yJ‬ا ‪ ;.L‬ا !اﺏ` وا‪! T‬‬ ‫‪ B 1 [

(271) .. 1%‬ا

(272) ا ا " وه\ا ﺏ

(273) ‪J‬ام ‪:‬ة ﻡ"

(274) ی ! دی&!ا‪ %‬‬ ‫وأی‪

(275) h‬ﺡ

(276) و‪ 0‬أن ﻥ‪1‬ر ا‪0‬ﺡ

(277) ﺝ

(278) ت ا ‪ ?% +1‬ﻡ‪

(279) 7‬ل ا ‪ M‬وه\ا ﺏ

(280) ‪J‬ام ﻡ"

(281) ر‬ ‫ا ا ی&!ا‪) ?%‬إ‪

(282) D

(283) 1‬ت ا ‪"+ +1‬د ا

(284) ن ‪،‬ﺕ‪I‬ر ﺡ‪ B7‬ا‪!T‬ة ا " ‪( A‬‬ ‫وأی‪

(285) h‬ﻥرد ‪ ?%‬ه\ا ا ‪ ;.L‬ا‪ ! T‬ﺏ"} ﻡ‪

(286) j‬ه! ﺕ‪ B/

(287) L‬أزﻡ ا ‪ ?% M‬ا ‪(7‬ا‪!e‬‬ ‫وﻡ‪!1‬ﺡ ‪ ?% M‬ﻥ‪ ~L‬ا ‪ l/‬ﺏ"} ا ‪+‬ل وا ﺹ

(288) ت ا ‪ +1‬‬. ‫‪-2-‬‬.

(289) ‫ا‪ 6KL‬ا‪J‬ول‪ :‬ا& ـــــر ا

(290) ‪L‬ه

(291) ـــ وا‪M+‬ـــــ ي را‪%‬ـــــ‬ ‫‪ ZÞëþa@Ý—ÐÛa‬ا‪

(292) DF‬ر ا ‪

(293) L‬ه ? وا ‪!j‬ي ‪+‬را‬ ‫‪ -1‬ا ـــــ‬ ‫‪ -2‬ا ــــت‬ ‫‪ -3‬أ

(294) ب ا

(295) ر ا ع‬ ‫‪ -4‬أهـــــاف ا‬ ‫‪ -5‬ـــی اه‬ ‫‪ -6‬اارت اﺏــــ‬. ‫‪-3-‬‬.

(296) ‫ا‪

(297) DF‬ر ا ‪

(298) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫‪ :1‬ا&ﺵ‪W‬‬ ‫ی" ا ‪ M‬ﺡ

(299) ﺝ أ

(300) ‪!L+‬د ﻥ‪!j‬ا ه ا ? ی=

(301) ‪ %

(302) F

(303) % ،‬ﻥ‪o‬‬ ‫ﺡ

(304) ﺝ اﺝ

(305) ‪

(306) =: SQ 0 :‬إ‪ 0‬أن أه ‪ o‬ﺕ‪L‬ق ذ ‪ ~ q‬ا ‪

(307) 7‬ﻥ_ ا‪

(308) ./0‬دي‬. ‫و‬. ‫ﺡ‪ S‬ا

(309) ? و ا ‪7‬ی! ﺏ

(310) \آ! أن أي دو ﺕ"‪ ?I‬اه

(311) م ‪

(312) I1‬ع ا ‪ ، M‬ین ذ ‪q‬‬ ‫ﺏ!‪

(313) =

(314) B‬ا ا‪

(315) :‬ره

(316) أداة ﺕﺝ ‪ o‬وﺕ ‪\= B‬ا ا ‪

(317) I1‬ع و ذ ‪ q‬ﺏ

(318) ‪J‬ام‬ ‫أدواﺕ=

(319) و ﻡ‪

(320) k+J‬ﺕ=

(321) ‪ ! Q ،‬أﻥ‪ 0 o‬ی‪ M‬ﺕ‪ B 1‬و ‪ B=%‬ه\[ ا

(322) إ‪ 0‬ﺏرا‬ ‫ﻡ

(323) ره

(324) ‪

(325) I/ S+:‬ع ‪ + M‬ﻡ

(326) ‪ ،‬و \ ‪ q‬ﺕ" ا ‪ +A‬ا ‪(7 ?%‬ا‪ !e‬ﻡ‪ M‬أ‪1:‬‬ ‫ا ‪

(327) A‬آ; ﻡاﺝ= آن أﻥ=

(328) ‪ 0‬ﺕ"~ ‪ S+: H1%‬ا ` ا‪0‬ﺝ

(329) ‪ _% ?:‬و إﻥ

(330) ‪S+:‬‬ ‫ا ` ا‪

(331) ./0‬دي وﺡ‪ S‬ا

(332) ? ‪ ، ++‬واﻥ‪

(333) /KI‬ﻡ‪ M‬آ; ه\[ ا "‪

(334) I‬ت ی‪!D M‬ح‬ ‫ا

(335) ؤل ا !‪ ? e‬ا

(336) ? ‪:‬‬ ‫ﻡ

(337) ه? ا‪!F‬اﺕ ‪ 7‬ا " ﻡ‪!D M‬ف ا و ا ‪(7‬ا‪!e‬ی و ﻡى ﻥ‪ ?%

(338) =:

(339) 7‬ﺡ;‬ ‫أزﻡ ا ‪ ; ?% M‬ا ا

(340) ﻥ? ؟‬ ‫و ﺕ

(341) ؤ‪0‬ت ‪: :!%‬‬ ‫‪ -1‬ﻡ

(342) ه? ﻡ (ات ا

(343) ا

(344) ﻥ ‪ ?%‬ا ‪(7‬ا‪ ?% !e‬إﺏ

(345) ن ‪ =:‬ا ‪

(346) j‬م ا‪0‬ﺵ!اآ? ؟‬ ‫‪ -2‬ﻡ

(347) ه? ا

(348) ‪ ;e‬و ا‪F‬ﺝ!اءات ا ? ا‪:‬ﺕ=

(349) ا ﻡ ‪F‬ﻥ"

(350) ش ‪

(351) I/‬ع ا ‪ M‬ﺏ"‬ ‫ا‪F‬ﺹ‪K‬ﺡ

(352) ت ا‪

(353) ./0‬دی ؟‬ ‫‪ -3‬ﻡ

(354) ه? ‪

(355) %‬ق ه\[ ا

(356) و ﻡى ﻥ‪

(357) 7‬ﺡ=

(358) ﻡ‪ ; ?% K1‬ا ‪0‬ت ا‪

(359) ./0‬دی‬ ‫ا !اه ؟‬. ‫‪-4-‬‬.

(360) ‫ا‪

(361) DF‬ر ا ‪

(362) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫‪ :2‬ا‪ L‬ﺽت‬ ‫ را ه\ا ا ` و ﺕ‪ ; +‬إﺵ

(363) ‪ o‬و ﻡ"

(364) ‪

(365) =7‬ا‪:‬ﻥ

(366) ‪ ?%‬ﺏ‪ S+:

(367) X‬ا ‪ !L‬‬‫ا

(368) ‪:‬‬ ‫‪ .1‬ﻥ‪!j‬ا ‪

(369) Jh+‬ﻡ ﻥ‪

(370) D

(371) A‬ت ا ‪

(372) I1‬ع وﺕ"‪ 1‬أﻡر[ ی‪ !=j‬ا ! ا آ"

(373) ﻡ;‬ ‫أ

(374) ? ‪ ;AL‬ا

(375) ا و‪:‬م ا ‪1‬رة ‪ ?+:‬ﺕ‪ * 1‬ا‪T‬هاف ا !ﺝة ‪.‬‬ ‫‪ .2‬أزﻡ ا ‪ ?% M‬ا ‪(7‬ا‪ !e‬ه? ﻥ ‪ 7‬إ‪K‬ل ا ازن ﺏ ‪ M‬ا ا‪

(376) ./F‬دي‬ ‫وا‪F‬ﺝ

(377) ‪ ?:‬ﻡ‪ M‬ﺝ= و ا ا ی&!ا‪.?%‬‬ ‫‪.3‬ﺕ" ا

(378) ا ‪ ?%‬ا ‪(7‬ا‪

(379) !e‬ﻥ

(380) ﺝ ﺏ

(381) ‪

(382) :‬ره

(383) ﺡت ﻡ‪ M‬أزﻡ ا ‪M‬‬. ‫‪ :3‬أ‪%‬ب اﺥر ا

(384) ﺽع‬ ‫ه

(385) ك ‪:‬ة أ

(386) ب ‪ ?%‬ا ‪ 1 1‬ﺝ"‪ ?+‬أ

(387) ر ﻡع ا

(388) ا ‪?%‬‬ ‫ا ‪(7‬ا‪ %

(389) F

(390) % ، !e‬إ ‪ S‬دوا‪ ?"%‬ا ‪ .JA‬و ر‪ ?Q‬ا ‪A‬یة ‪ ?%‬ا ‪ t‬ﺡل ه\ا‬ ‫ا ع و ﻡ

(391) ﺏ"‪ o‬ﺏ

(392) !ار ه

(393) ك آ\ ‪ q‬أ

(394) ب ﻡ‪ :‬ﺵ‪ S+: ?"7‬ها‬ ‫ا‪

(395) 0‬ر ﻡ=

(396) ا ‪ y1‬ا ‪+‬ظ ‪ ?%‬ا را

(397) ت و ا‪T‬ﺏ

(398) ث ا ? ﺕ

(399) و ‪ l‬ﻡع ‪

(400) I/‬ع‬ ‫ا ‪ M‬ﺏ‪

(401) : L.‬ﻡ ‪ ?% 0‬ر

(402) ‪ ;e‬ا

(403) ﺝ ! و ‪ 0‬ﺡ‪ ?% S‬ا ‪A‬رات و ا _ ) إ‪0‬‬ ‫‪ ?%‬إ‪

(404) D‬ر ﻡود ( ‪ ،‬ﺏ

(405) ‪ %

(406) F‬إ ‪ S‬آن ﻡ‪ +A‬ا ‪ ?% M‬ا ‪(7‬ا‪ !e‬ﻡ‪ M‬أآ! ا‪T‬زﻡ

(407) ت‬ ‫ا ? ‪

(408) =%!:‬و ‪0‬زا ‪ l‬ﺕ"!‪

(409) =%‬و ‪0‬ﺏ ﻡ‪ M‬إﺏ!از ه\ا ا ‪ ;A‬و إ‪ oe

(410) I:‬أه ‪.‬‬. ‫‪ :4‬أهاف ا‬ ‫إن ا‪T‬هاف ا !ﺝة ﻡ‪ M‬درا

(411) =\ا ا ع ه ا ‪!I‬ق إ ‪ S‬ﻡ

(412) ر ا

(413) ‬ ‫ا ‪ ?%‬ا ‪(7‬ا‪ !e‬ﻡ!آ(ی‪ S+: M‬أه‪ B‬ا ‪

(414) I‬ت ا ? ﻡ!ت ﺏ=

(415) ا ‪K‬د اء‬. ‫‪-5-‬‬.

(416) ‫ا‪

(417) DF‬ر ا ‪

(418) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫ا‪

(419) ./0‬دی أو ا

(420) و ا ‪!J‬وج ‪ ?%‬ا‪ ! T‬ﺏ ‪ 7‬ﺕ‪ B 1‬و` ‪

(421) I/‬ع ا ‪ M‬ﺡ

(422)

(423) ‬ ‫و ﻡى ‪

(424) "%‬ه\[ ا

(425) ‪ ?%‬ﻡ"

(426) ‪ 7‬أزﻡ ا ‪. M‬‬. ‫‪- 5‬ﺕ ا

(427) ‪L‬ه ‪:‬‬ ‫‪ -1-5‬ﻡ‪L‬م ا‪ %1‬ا‪+W1‬‬ ‫ﻥ‪ ` I‬أن ﻥ"!ف ا

(428) ا ‪ S+:‬أﻥ=

(429) ‪

(430) :‬رة ‪ M:‬ﻡ‪ :7‬ﻡ‪ j‬ﻡ‪M‬‬ ‫ا ‪

(431) 1‬ی ~ ا

(432) ة و ا ‪ :‬ﻡ‪!D M‬ف ا و ‪ ،‬و ا =ف ا !‪ ? e‬ﻡ=

(433) ی‪?% M‬‬ ‫و` ا

(434) ‪ ;e‬و

(435) ت ا ; ‪ ?%‬ا ق ا ? و

(436) ن ا ازن ا "

(437) م ﺏ ‪ M‬ا "!ض‬ ‫و ا ‪ _+I‬وذ ‪ ; ?% q‬اﺡ!ام ﻡ"

(438) ی ! ا "! و ا ا دة "‬. ‫)‪( 1‬‬. ‫‪،‬و ﻡ‪ M‬ه\ا‬. ‫ا "!ی‪ k‬ی‪ M‬أن ﻥ‪ y+J‬ﺝ‪ +‬ﻡ‪ M‬ا ‪ ye

(439) .J‬ﺕ"‪ *+‬ﺏ

(440)

(441) ا ﻡ‪ M‬أه=

(442) ‪:‬‬. ‫*‬. ‫ﺕ? ا

(443) ا ‪

(444) D‬ﺏ` ه

(445) م و ا!اﺕ ‪ ?7‬ﺕ‪I‬ی! ‪ +‬ﻡ

(446) ‪ ،‬ﺡ ‪ t‬أﻥ=

(447) ‬. ‫ﺕ!ﺕ‪ H‬و ‪ ?%‬ﻥ‪ ~L‬ا ‪ l/‬ﺕاآ_ ه\ا ا ‪I‬ر اء أآ

(448) ن ‪ S+:‬ا ‪ ".‬ا‪

(449) ./0‬دي‬ ‫أو ﺡ‪ S‬ا‪0‬ﺝ

(450) ‪. ?:‬‬ ‫* ﺕﺝ‪ o‬ا

(451) ا

(452) رﺏ ا ‪!L‬و ‪

(453) /‬ت ا‪0‬ﺝ

(454) ‪ ، :‬ﺡ ‪ t‬أﻥ=

(455) ﺕ!ﺝ‪ ?% B‬ا ا‪`/‬‬ ‫ﻡأ ﺡ* ا ‪.‬ل ‪ M S+:‬وذ ‪!D M: q‬ی* ﺕ‪ u .‬ا‪

(456) %K‬ت ا ی

(457) ت دل‬ ‫ا‪!%T‬اد ﻡ‪ M‬أﺝ; ﺕ‪: * 1‬ا اﺝ

(458) ‪. :‬‬. ‫*‬. ‫ﺕﺝ‪ o‬ا

(459) ا ﻡ‪ M‬أﺝ; ا ﻡ‪ M‬ء ﺕزی` ا

(460) ن ‪ S+:‬ﻡى ‪!I/‬‬. ‫ا ‪!D M: +‬ی* ﺕ‪ ` 7A‬ا

(461) ت ا !ی‪ ، L‬ﺏ

(462) ‪

(463) :‬ر ﺝ; ا

(464) ن ی!آ(ون و ﺏ‪!X‬ة ‪?%‬‬ ‫ا

(465) ‪ *D‬ا ‪ :

(466) .‬و ا ن ا !ى ‪ ،‬ﻡ

(467) ‪

(468) *+‬ه!ة ا (وح ا !ی‪. ?L‬‬. ‫‪-‬‬. ‫)‪( 1‬‬. ‫‪. AIT AMMAR Karim , le financement de la construction de logement en Algérie , mémoire fin d'étude , école nationale d'administration‬‬ ‫‪, 2001, p14‬‬. ‫‪-6-‬‬.

(469) ‫ا‪

(470) DF‬ر ا ‪

(471) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫* ﺕ\ ا

(472) ا ﺏ" ‪ M‬ا‪

(473) :0‬ر ﻡ‪ ;A‬ا رة ا‪

(474) ./0‬دی ﻥ ‪ 7‬ﻥ‪ y1‬ا ارد‬ ‫ا‪

(475) ./0‬دی ﻡ‪ M‬ﺝ= ‪ ،‬و زی

(476) دة ا

(477) ﺝ

(478) ت ﻡ‪ M‬ﺝ= أ!ى ‪ ،‬ﺡ ‪ t‬أﻥ=

(479) ﺕ

(480) رب

(481) ه!ة‬ ‫ء ا&‪K‬ل ا‪T‬را? ‪ ،‬و ء ا&‪K‬ل ﻡاد ا

(482) ء و ‪!D‬ق ا"

(483) =

(484) ﺏ

(485) ‪%

(486) F‬‬ ‫إ ‪

(487) S‬ه!ة ء ا&‪K‬ل ا ارد ا

(488) ‪.‬‬. ‫‪ -2-5‬ﻡ‪L‬ــم ا‪W1‬ــــ> ‪:‬‬ ‫إن ا ‪=L‬م ا ‪ M+ H‬و ا \ي ی ‪

(489) : k‬دة ﻡ‪ M‬ا ‪7‬ران و ا ‪ ، k1‬ی‪ S1‬ﺏ" ا‬ ‫آ; ا " ‪ M:‬ا ‪=L‬م ا ‪ ?1 1‬و ا ‪

(490) A‬ﻡ; ‪ ، o‬إن ﻡ‪=L‬م ا ‪ M‬ا \ي ی‪ `+I‬إ ‪ o‬ا‪F‬ﻥ

(491) ن‬ ‫ﺡ‪ S‬ی" ‪ o %‬ﺏ; راﺡ و ا‪!1‬ار ‪ ،‬ه ذ ‪ q‬ا ( ا

(492) ﻥ? ا \ي ی‪ 7‬ﻡ‪K M‬ل‬ ‫ا ‪J‬ﻡ

(493) ت ا

(494) ‪:‬ة و ا = ‪K‬ت ا ? ی‪1‬ﻡ=

(495) ا ‪!L+ `7‬د‪ ،‬ﺏ

(496) ‪

(497) :‬ر[ آ

(498) ‪ Me‬ی"‪ S‬إ ‪S‬‬ ‫ﺕ‪ * 1‬ا (ی ﻡ‪ M‬ا !‪

(499) %‬ه ‪ ?%‬ﺝ ` ﻡ‪0

(500) 7‬ت ا

(501) ة " )‪.(1‬‬. ‫‪ -3-5‬ﻡ‪L‬ــم ا

(502) ــ‪ 6‬ا‪+W1‬ــ ‪:‬‬ ‫ی‪ M‬أن ﻥ"!ف ا ی; ا ? ‪ S+:‬أﻥ‪

(503) : o‬رة ‪ M:‬ا‪

(504) X‬ر رؤوس ا‪T‬ﻡال ‪?%‬‬ ‫‪

(505) +:‬ت ﺏ

(506) ء ا

(507) ت ا ‪ ، L+J‬و ﺕ‪ M‬أه رؤوس ا‪T‬ﻡال ا ‪!X‬ة ﻡ‪K M‬ل‬ ‫زی

(508) دة ا‪0‬ﺡ

(509) ﺝ

(510) ت ‪

(511) +‬آ‪ M‬ﻡ‪ M‬ﺝ= ‪ ،‬و ا‪0‬رﺕ‪

(512) L‬ع ا ! ‪ ?%‬ﺕ‪ L+‬ا

(513) ء ﻡ‪ M‬ﺝ=‬ ‫أ!ى ‪.‬‬. ‫‪-4-5‬ﻡ‪L‬م ا ‪ ^7‬ا‪:+W1‬‬ ‫ی‪ \J‬ا ‪ H IJ‬ا ? ‪:‬ة أﺵ

(514) ل وﻡ‪

(515) L‬ه ‪ ، B‬و ‪ /‬ﺕ‪ k+J‬ﺏ

(516) ‪K‬ف ا‪T‬ﺏ"

(517) د ا ?‬ ‫ﺕ\ه

(518) أي

(519) ا‪

(520) ./‬دی آ

(521) ﻥ‪ l‬أو اﺝ

(522) ‪ ! Q ، :‬أن ا ‪=L‬م ا ‪

(523) A‬ﻡ; ‪H IJ+‬‬. ‫‪1968 , P10 .‬‬. ‫)‪( 1‬‬. ‫‪-J.E.HAVEL , habitat et logement presse universitaires de France , France‬‬. ‫‪-7-‬‬.

(524) ‫ا‪

(525) DF‬ر ا ‪

(526) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫ا ? ی‪ ?% M‬ﺕ?

(527) ﻡ‪ ! % +.L‬ا

(528) ت ‪+‬ا‪ ?% M D‬ﺵ; ﺏ!اﻡ‪i‬‬ ‫و ﻡ‪!A‬و‪

(529) :‬ت" )‪.(1‬‬. ‫‪- 5-5‬ﻡـــ ل إ ﺵــ‪/‬ـل اـ

(530) ‪1‬ـ‪:>W‬‬ ‫یـ‪1‬ــ‪ .‬ﺏــ"ل إ ﺵـ&ـ

(531) ل ا ـ‪ ( T O L) M‬ا ـ"ـ‪/K‬ـ ا ـﺝـدة ﺏ ‪M‬‬ ‫إﺝ

(532) ? ‪:‬ـد ا‪%T‬ــ!اد ا ـ‪1‬ـ

(533) ‪D‬ــ ـ‪ ?/ M‬ا ـ‪K‬د و ‪:‬ـ د ا ــــ

(534) آ‪ M‬ا ــ‪A‬ـ&ــ وی‪B‬‬ ‫ﺡ

(535) ب ﻡ"ل ﺵ&; ا ‪ M‬ﺏ‪!I‬ی‪ 1‬ا

(536) ‪:=T O L :‬د ا‪!%0‬اد ا ‪:/ M 1‬د‬ ‫ا

(537) آ‪ M‬ا ‪!%‬ة ‪.‬‬. ‫‪ -6-5‬ﻡل ﺵ‪ 6/‬ا‪. /‬‬ ‫ه ا "‪ /K‬ﺏ ‪: M‬د ا‪!%T‬اد ا ‪ M 1‬و‪:‬د ا &!ف ا ﺝدة ‪ =%‬ی"‪ ?I‬ﺹرة‬ ‫‪ M:‬ﻡى ا‪0‬آ‪

(538) j‬ظ دا; ا &!‪ %‬ا اﺡة وی‪ B‬ﺡ

(539) ب ﻡ"ل ﺵ&; ا &!‪ %‬ﺏ‪!I‬ی‪1‬‬ ‫ا

(540) ‪:= TOP:‬د ا‪!%T‬اد ا ‪:/ M 1‬د ا &!ف‪.‬‬. ‫‪-7-5‬اـ‪ >W1‬ا)ﺝ

(541) (‪:‬‬ ‫یـ"ـ!ف ا ـ‪ M‬ا‪0‬ﺝ

(542) ‪ S+: ?:‬أﻥ‪ o‬ﻡـ‪7‬ـ‪:‬ـ ﻡ‪ M‬ا ـ

(543) ت ا ـ‪ :‬ﺕـ‪l‬‬ ‫ﺕ‪!.‬ف ا "ـ

(544) ‪Ke‬ت ﻡ‪!D M‬ف ا ‪

(545) I+‬ت ا "ـﻡ ‪ S+:‬ﺵ; إ‪:‬ـ

(546) ﻥ

(547) ت ی‪ M‬أن ﺕـ\‬ ‫‪:‬ـة أﺵ

(548) ل آ

(549) ‪:F‬ـ

(550) ﻥ

(551) ت ا‪

(552) X0‬ری ا ? ﺕ‪ u‬ﺏ(ی

(553) دة ا "!ض و ﺕ‪ LJ‬ــ} ا‪F‬یــ‪

(554) 7‬ر‬ ‫‪ ?%‬ا ـ‪1‬ـ‪

(555) I‬ع‪ ،‬آ

(556) ﺕـ‪ u‬ﺏــ‪J‬ـ‪ } L‬د ‪%‬ـ"

(557) ت ا اد ‪+‬ـ

(558) ‪(e‬ی‪ ،M‬و آـ\ ـ‪ q‬إ‪:‬ـ

(559) ﻥ

(560) ت‬ ‫ا‪T‬ﺵـ‪

(561) J‬ص ا ــﺡـ ﺕـ‪ l‬ﺵ!وط ا ـ; و ا ? ﺕ‪ u‬ﺏ

(562) ــ

(563) زة ‪:‬ـ‪M S+‬‬ ‫ﺏـ!ا‪

(564) :‬ة ﻡـ‪7‬ـ=ـدات ا‪T‬ﺵـ‪

(565) J‬ص ‪ ?%‬ﻡ‪

(566) 7‬ل ا‪F‬د

(567) ر‬. ‫)‪- ( 1‬‬. ‫‪( 2) .‬‬. ‫ﺵد ﻡ

(568) ( ي ‪ ،‬ا

(569) ‪$‬ﻡ` ا‪ 6W

(570) %%J‬ا&‪W%‬ن ‪ .‬ﻡ‪ K‬و دور ا وض ا

(571) ‪ 1‬ة ‪ .‬ا‪ ، ( :/‬دار ا

(572) ‪ 6 1‬ا ﺏ ‪ ،‬ﻡ‪ 1985، K‬ص ‪. 15‬‬ ‫‪: Le financement de l habitat social , revue Française de finances publiques , 1993,P38‬‬. ‫‪-8-‬‬. ‫‪- Patrice Lanco‬‬. ‫)‪(2‬‬.

(573) ‫ا‪

(574) DF‬ر ا ‪

(575) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫إن ﺕی; ا ‪ M‬ا‪F‬ﺝـ

(576) ‪ ~ ?:‬هـ‪

(577) %‬ﺏـ ذاﺕ‪ o‬و إ ﻥ

(578) ه و ‪+ +‬ـ ﺹـل إ ‪S‬‬ ‫ﺕــ‪ * 1‬ا‪T‬هـاف ا‪F‬ﺝ

(579) ‪ :‬ـ و ا‪/F‬ــ‪

(580) .‬دی و یـ‪j‬ـ=! ذ ـ‪ q‬ﺝـ‪ ?%

(581) +‬ا ‪

(582) L‬ه ‪B‬‬ ‫ا !‪ M+ e‬ا‪F‬ﺝـ

(583) ‪ ?:‬و ﻡ=

(584) ‪:‬‬ ‫*ی‪ M‬أن ین هـ\ا ا ـ‪1‬ـ‪

(585) I‬ع ﻡﺝ=

(586) ــ‪ +‬إﺡــ

(587) ﺝ

(588) ت ا ـ"ـ

(589) ‪Ke‬ت ذات ا ـ;‬ ‫ا ـ‪h‬ـ"ـ ‪ ?% k‬هـ\ا ا ‪

(590) 7‬ل ‪ ،‬و ه ﻡ‪L‬ـ=م ﻡـ‪A‬ـ!ك ﺏ ‪ M‬ا ـ"ـ ی ﻡ‪ M‬دول أوروﺏ

(591) ‬ ‫ا ـ‪7‬ـﺏـ ‪ ?%‬ﺡ ‪ M‬ﺕ‪ S1‬ﺡـ

(592) زة ا ‪ +‬ا ـ‪!I‬ی‪ 1‬ا "ـ ‪ ?%‬آ; ﻡ‪ M‬إـــ

(593) ﻥ

(594) ‬ ‫و ا ـــ! ﺕـ&ــ

(595) ل ‪.H1%‬‬ ‫*هـ

(596) ی‪ M‬أن ﻥ‪1‬ل أن ﺵ!وط و ﺝد[ ﺕـ‪J‬ـ‪+‬ـ‪ k‬ﻡ‪ M‬ﺏ‪+‬ـ ـ! و ه ﻡ‪=L‬م ‪/‬ـ!یـ_‬ ‫ﻡ‪ M‬ﻡ‪L‬ـ=م ا ‪ M‬ا‪F‬ﺝـ

(597) ‪ ?:‬ﺏــ‪L‬ـ=ﻡ‪ o‬ا ـ‪.‬ــ ـ‪ u‬ﺡـ ‪ t‬ﻥـ‪ [7‬ﻡ‪!A‬ك ﺏ ‪ M‬آ; ﻡ‪M‬‬ ‫‪%‬ـ!ﻥــ

(598) وأ ـ

(599) ﻥـ ـ

(600) ﺡـ ـ‪ t‬یـ"ـ!ف ا ـور ا \ي یـ‪+‬ـ"ـ‪ o‬ا ـق ا ـ‪

(601) J‬ص ﺏـ=\ا ا ــ‪

(602) 7‬ل‬ ‫و ـ

(603) ﺹ ذ ـ‪ q‬ا ـ‪1‬ـ‪

(604) I‬ع ا ـ"ـﻡ? ‪ ?%‬ﺕـی;‬. ‫ا ــ

(605) ت‪.‬‬. ‫‪ - 8-5‬اـ‪ >W1‬اــ ‪2‬ــي‪:‬‬ ‫"یـ‪1‬ـ‪ .‬ﺏ

(606) ـــ‪ M‬ا ـ!‪/‬ـي ﻡـ‪7‬ـ‪:‬ـ ا ــ

(607) ت ا ـ‪7‬ـ

(608) ‪:‬ـ أو ﻥ‪ k.‬ا ــ‪7‬ـ

(609) ‪:‬ـ ‬ ‫ا ــ‪J‬ـ‪..‬ـ ‪+‬ـ ` و ا‪F‬یـ‪7‬ـ

(610) ر‪ ،‬ﺏ

(611) "

(612) ل وـ

(613) ‪ ;e‬ﻡـــ ‪:‬ـ‪ S+‬أـ

(614) س ﻡــیـ

(615) ت‬ ‫ا ـ!‪ ?/‬ا "‪

(616) 1‬ري ا ـ\ي یـ‪1‬ـم ﺏـﻥـ‪

(617) 7‬ز ا ــ

(618) ت ا ـﺝـ=ـ ‪+‬ــ

(619) زة ‪:‬ـ‪ S+‬ا ـ‪+‬ـ ‬ ‫‪( 1) .‬‬. ‫ﻡ‪D M‬ـ!ف ﺵـ‪ yJ‬أو ‪:‬ـ ة أﺵ‪

(620) J‬ص یـ‪I‬ـ‪: *+‬ـ‪ +‬ـ=‪ B‬ا ـ

(621) ‪e‬ـ(ی‪: M‬ـ‪ S+‬ا ــ‪+‬ـ ـ‬. ‫ﻡـ‪ M‬هـ

(622) یـ‪ M‬ا ـ‪1‬ــل أن ا ـ!‪/‬ـ? أ و ﻡ

(623) یــ"ـ!ف ﺏـ!‪e‬ـ ~ ا ــ‪!A‬وع ‪ ،‬یـ‪+‬ـ"_‬ ‫دور ا ــ ‪ H‬ا‪/F‬ــ‪

(624) .‬دي وا ـ‪1‬ـ

(625) ﻥﻥ? ﺏ ‪ M‬آـ; ﻡ‪ M‬ا ـ‪7‬ـ

(626) ‪:‬ـ

(627) ت ا ـــ‪+‬ـ ‬ ‫وا ـــ ـ ـ‪ M‬وا ــ=ــ ـ ــ‪ M‬و آـ\ا ا ــ

(628) ‪e‬ـ(ی‪: M‬ـ‪ S+‬ا ـ‪.M‬‬. ‫‪Bouhired Nassila : La promotion Immobilière , mémoire ESC, 1991, P 13 - 14‬‬. ‫‪-9-‬‬. ‫)‪(1‬‬. ‫‪-‬‬.

(629) ‫ا‪

(630) DF‬ر ا ‪

(631) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫‪-6‬اار‪%‬ت ا‪1‬ﺏ ‬ ‫‪T‬ن ا ع ی"

(632) ‪ i‬ا

(633) ا و ن ا ‪ M‬ﻡ!ﺕ‪ H‬ﻡ

(634) ﺵ!ة ﺏ

(635) & !ات‬ ‫ا ی&!ا‪% %‬ﻥ

(636) ا‪:‬ﻥ

(637) =\ا ا ‪A‬ن ‪ S+:‬ا "‪

(638) I‬ت ا ‪

(639) 1‬ة ﻡ‪ M‬ا "ادات ا ‪L+J‬‬ ‫ﺏ

(640) ‪(7‬ا‪ !e‬وا ‪

(641) 1‬ری! ا "

(642) ﻡ ‪

(643) IIJ+‬ت ا ی ا ? ‪

(644) =%!:‬ا ‪(7‬ا‪ !e‬و ‪!/‬ارات‬ ‫ودرا

(645) ت ا ‪

(646) .‬درة ‪ M:‬ا =

(647) ت ا " ﺏ

(648) ‪) h1‬وزارة ا ‪ M‬وا "!ان ‪،‬ا یان‬ ‫ا ‪ ?D‬ﺡ‪

(649) .‬ء‪ ،‬ا ‪ ~+7‬ا ‪ ?D‬ا‪

(650) ./0‬دي وا‪0‬ﺝ

(651) ‪ ( ?:‬ر‪ BQ‬ا ‪ y1‬ا ?‬ ‫ =\[ ا "‪

(652) I‬ت آﻥ=

(653) ﻡ

(654) ‪

(655) = % x‬ﻥ‪

(656) :‬و‪ ! Q‬د‪ 1 /‬وﻡ

(657) ‪: h/‬ﻡ

(658) ﺕ"د ا ‪

(659) .‬در‬ ‫ﺏ!‪ BQ‬ﻡ‪ M‬آن ا ‪ h1‬ﻡ‪!A‬آ ‪.‬‬ ‫أﻡ

(660) ا ار

(661) ت ا

(662) ﺏ‪ 1‬ا ? رﺝ"

(663) إ =

(664) ‪ 0‬ﻥ‪1‬ل ‪

(665) =:‬ﻡ"ﻡ وإﻥ

(666) ‪ + +/‬و‪ /‬أ\ا‬ ‫درا ﺝ ‪ ? K‬ﺏ‪!: M‬ان ﺏ"ان أزﻡ ا ‪

(667) % M‬ق ا ا‪0‬ﺵ!اآ ‪ ?%‬ا ‪(7‬ا‪!e‬‬ ‫ﺡ ‪/ t‬م أ

(668) ذ ا ‪

(669) 7‬ﻡ"? وﺏ

(670) ﺡ‪ ?% t‬أن واﺡ ﻡ"‪

(671) I‬ت وأ‪

(672) %‬ر ﺡل و" ‪

(673) I/‬ع‬ ‫ا ‪ M‬وأ‪ /

(674) %‬وی‪ M‬أن ﻥ‪!: H‬ض ا

(675) ﺡ‪ t‬ﻡ‪ M‬أﺝ; ا ‪1‬ی‪ 1% B‬ین ﻡ‪ M‬ا ‪M‬‬ ‫ﺕ‪1‬ی‪KW ?% o‬ث ﻡی

(676) ت ﻡ‪:L+J‬‬ ‫ ا ‪ _+I‬ا

(677) ?‬‫ا ‪ _+I‬ا ‪`/‬‬‫ﺕ‪ B j‬ا "!ض‬‫‪

(678)

(679) %‬ﺡ‪ t‬ی‪ ?%

(680) "+I‬ه\[ ا

(681) دی‪ M‬ا ‪ WKX‬ا " ا ‪ ?%‬ا ‪(7‬ا‪ !e‬و‪ ?%‬ﻥ‪~L‬‬ ‫ا ‪ l/‬ی"‪ ?I‬ا ‪ ; +‬ا‪

(682) ./0‬دي زﻡ ا ‪

(683) %، M‬ی‪ yJ‬ا ‪ _+I‬ا

(684) ? )‪!%‬ة‬ ‫ا "

(685) ت ( ی! ا

(686) ﺡ‪ t‬أن ا ‪ ;A‬ا !‪ ? e‬ی‪ ?% M‬ا‪T‬ﻡ‪K‬ك ا ‪!Q

(687) A‬ة ﺡ ‪l t‬‬ ‫ه[ ا ‪

(688) j‬ه!ة و‪.‬ﺹ

(689) ‪ ?%‬ا !اآ( ا ‪!h‬ی ا !ى ﺏی‪ M‬ﻡ‪ :7‬آ !ة ﻡ‪M‬‬. ‫‪- 10 -‬‬.

(690) ‫ا‪

(691) DF‬ر ا ‪

(692) L‬ه ? و ا ‪!j‬ي ‪+‬را‬. ‫ا ‪ ;.L‬ا‪T‬ول‬. ‫ا "‪

(693) 1‬رات ا ا =‪7‬رة ﻡ‪!D M‬ف ا ‪

(694) 7‬ا ‪!L‬ﻥ ‪ A:‬ا‪K10‬ل ‪ /‬أ‪l%‬‬ ‫ا ‪

(695) 7‬ل ‪0‬ﻥ‪

(696) :

(697) I‬ت

(698) ‪ M: D‬ﺕ‪ !%‬إﻡ

(699) ﻥ

(700) ت آ !ة ‪ ?%‬ﻡ ان ا ‪ M‬وه ﻡ

(701) أدى إ ?‬ ‫ﺕ‪ 7‬ﻡ" ‪

(702) I/ ?%‬ع ﻥ‪

(703) D

(704) A‬ت ﺏ

(705) ء ا

(706) آ‪ M‬ﻡ` ﺕهر ﻡ; ‪! ?%‬وف ا‪

(707) F‬ن‬ ‫وآ

(708) ن ه\ا ا ‪e

(709) L 7‬ة ﺕ ا ‪

(710) :

(711) I1‬ت ا ? ‪ l+7‬ﺕ! ‪

(712) %‬ی"‪ *+‬ﺏ‪ _+I‬ا ?‬ ‫ا ‪ ;1‬ی‪!1‬ح ا

(713) ﺡ‪ t‬ﻡ=‪1 7‬ی! ا ‪ _+I‬ﺕ!ﺕ( ‪ S+:‬ا & !ات ا ی&!ا‪ %‬‬ ‫و ا ‪

(714) 1‬ی ~ ا "‪ 1+‬ﺏ‪ B7‬ا

(715) آ‪ M‬وﻥ أﺵ&

(716) ل ا &!ف وﺏ‪.J‬ص ﻥ‪ :‬ا ج‬ ‫ا \ي ی&? و"‪ ?% o‬ا ق ی!ى ا

(717) ﺡ‪ t‬أن ﺹ & ا ‪ M‬ا‪0‬ﺝ

(718) ‪ ?:‬ه?‬ ‫ا

(719) وه آ;

(720) ‪ M+‬ﺕن ﺕ (ی وﻡ‪1 +‬ى ا ق ‪،‬أﻡ

(721) ﺕ‪B j‬‬ ‫ا "!ض ‪ _%‬ا

(722) ﺡ‪ t‬ی&? أن ین ‪

(723) I/‬ع ا ‪ M‬ﻡ‪ M‬أو ی

(724) ت ا و وی‪ _7‬ن‬ ‫ﺕ~ ه

(725) ت

(726) ﺹ ﺏ‪

(727) I1‬ع ا ‪ ?% M‬ا‪F‬ﻥ‪

(728) 7‬ز وا زی` وا !ﻡ ‪. B‬‬ ‫وﻡ‪ M‬ا‪0‬ﻥ‪

(729) 1‬دات ا ﺝ‪

(730) + o‬ﺡ‪ t‬أﻥ‪ ?% o‬ﻡ